For many Baltimore residents, bankruptcy is a way to help re-establish a firm financial stability after dealing with a personal economic crisis. One question that often arsis however during the process however is, will I have to appear in Bankruptcy Court? Often times people who file for bankruptcy are afraid of the process or the idea of having their problems aired out in a public forum. Today’s post we will take a closer look at Bankruptcy Court.
What is the role of bankruptcy court?
The first thing that people must recognize about bankruptcy court, is that it is actually a place to better serve you. In many aspects bankruptcy court functions just like any other regular office. It is a place where people filing for bankruptcy can go to get the forms needed in order to complete the process. Once you have successfully filed out our forms, you should submit them back to bankruptcy court. Notice how none of this requires you to actually stand in front of a bankruptcy court room? While bankruptcy court does serve as a place where hearings take place, few cases are actually require a hearing.
In the event that you will need to appear in bankruptcy court, it is a good idea to have a bankruptcy lawyer present. That is because most likely an objection has been raised from a creditor regarding your filing status. For instance when you file for Chapter 13 bankruptcy, a debt payment plan is established that lasts for a period of 3 to 5 years. During this time, issues with creditors might arise that will require a court appearance. Again only in very few instances does a bankruptcy case actually go to court for a bankruptcy court trial. Most times an experienced bankruptcy lawyer can work with you and your creditors to settle outside of court.
In conclusion when filing for bankruptcy you will have at least one meeting to attend, which is often very brief. Having to appear in court for bankruptcy proceedings is uncommon, and bankruptcy court trials are very rare. To make sure you proceed through the bankruptcy process quickly and efficiently make sure to consult with an experienced Baltimore Bankruptcy Lawyer.
About the Law Offices of Nicholas J Del Pizzo
The burden of overwhelming debt can be too much for anyone to handle. That is where the Law Offices of Nicholas J Del Pizzo can help. At our Baltimore Law Office, our knowledge and experience in bankruptcy law can help you get the fresh start you need by wiping out your debts, reorganizing your finances, and saving your home.