Chapter 7 Bankruptcy

Part of qualifying for Chapter 7 under the new bankruptcy laws is passing a means test based on the median income in Maryland. With the state having the second highest income per capita in the country, approximately 2 to 3 percent do not qualify. You have the chance to get that fresh start and stop harassing bill collectors and frightening lawsuits. We will help you wipe out those unsecured debts.

The small number of clients who do not qualify for Chapter 7 bankruptcy can use Chapter 13 as an option. While not discharging your debts, you have the opportunity to reorganize them. That relieves the stress of past-due taxes and stops the foreclosure of your home.