When you’re thinking of filing for bankruptcy, the first question that runs through your mind is probably: Do I need a lawyer? Can I even afford the services of a Baltimore bankruptcy lawyer? How to do I choose a good Baltimore bankruptcy lawyer? Some people choose to file for bankruptcy all on their own and […]
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When is Chapter 7 Bankruptcy a bad idea?
Bankruptcy is a means to relieve you from the oppression of unpaid debts. However, bankruptcy isn’t always a good idea. There are some instances when filing a Chapter 7 bankruptcy may be a bad idea under certain circumstances. It is a bad idea if your debts are not unsecured. Filing for bankruptcy may be okay […]
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How will filing for bankruptcy affect you?
Before you file for bankruptcy in Maryland, think how it could affect you now and in the future. Filing fees and court fees. If you have trouble making ends meet, paying filing fees and court fees may be an added burden. These may be waived but only upon approval of the court. Appearance in court. […]
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Who can see my bankruptcy records?
Bankruptcy proceedings are public record Bankruptcy can provide debtors relief from debts that they can no longer pay. The only drawback with bankruptcy is the stigma attached to it. The stigma is due to bankruptcy being a legal proceeding and that it being part of the public record. Bankruptcy affects your credit score and the […]
Continue readingMore TagWhat does a debt lawyer do?
A debt lawyer is a legal practitioner who helps people collect, pay or write- off debts. These are the three basic services debt lawyers provide: Debt lawyers help you collect debts owing to you. Small business owners and professionals often need a lawyer who can run after other businesses, customers and clients who owe them […]
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Questions to ask a debt lawyer
When preparing for your bankruptcy case it is important to speak with multiple lawyers and find out which one works best for you. Asking potential bankruptcy lawyers some basic questions will tell you a lot about the attorney’s approach and if they will be the right fit for you moving forward. The first question you […]
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Signs you are headed for bankruptcy
Ignoring personal debt will not make the problem go away. In fact, your bills will continue to pile up costing you thousands in interest and principal payments. Sometimes you may even find yourself in bankruptcy court, a place no one wants to be. In addition to finding yourself in bankruptcy court you will also see […]
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Filing for Bankruptcy can be a long and complicated process with tons of paperwork and forms to fill out. Luckily here at the Law Offices of Nicholas J. Del Pizzo, we have those forms right at your fingertips! Below is a list of forms that you will have to fill out for Chapter 7 Bankruptcy. […]
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Preplanning your Bankruptcy
You find yourself in a hole of debt, and you can feel that a bankruptcy is going to be in your future, what do you do? Make sure you plan for the future! There are essentially three key items that you need to consider before filing for bankruptcy: The timing of your bankruptcy, budgeting your […]
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How long until I can buy a car or home after bankruptcy?
If you have been following along with our blogs for the past few months, you may remember our blog, “Can You Buy a Car after a Chapter 7 Bankruptcy?” where we discussed the possibility of buying a car after bankruptcy. Cars are usually very easy to buy again after bankruptcy (maybe not the new Lexus), […]
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