My Chapter 13 Payments Are Too High: 5 Options to Consider for Maryland Residents

by admin | Jun 27, 2025 | Bankruptcy, Chapter 13, Chapter 7, Uncategorized

Filing for Chapter 13 bankruptcy is a powerful tool that allows Maryland residents to catch up on past-due debts while protecting their assets. But what happens when the repayment plan becomes too much to handle? Life changes, such as job loss, medical emergencies, or...

How Long Before Filing for Bankruptcy Are You Supposed to Stop Using Credit Cards?

by admin | Jun 23, 2025 | Bankruptcy, Chapter 13, Chapter 7, Uncategorized

If you are considering filing for bankruptcy in Maryland, one of the most common questions is whether you should stop using your credit cards. The short answer is yes. Using credit cards shortly before filing for bankruptcy can create complications that may delay your...

What Happens to My Paid Off Car in a Chapter 7 Bankruptcy Filing

by admin | Jun 20, 2025 | Bankruptcy, Chapter 13, Chapter 7, Uncategorized

If you are thinking about filing for Chapter 7 bankruptcy in Maryland and own your car outright, you might be asking yourself whether you will be able to keep it. The answer depends on a few important factors, including how much your vehicle is worth and what legal...

Questions to Ask a Baltimore Bankruptcy Attorney in 2025

by admin | Jun 16, 2025 | Bankruptcy, Chapter 13, Chapter 7, Uncategorized

Filing for bankruptcy is a serious decision that can shape your financial future for years to come. Whether you’re drowning in credit card debt, facing wage garnishment, or trying to protect your home from foreclosure, having the right bankruptcy attorney by...

Can Utility Bills Be Included in Chapter 7 Bankruptcy?

by admin | May 20, 2025 | Bankruptcy, Chapter 13, Chapter 7, Uncategorized

When financial pressure builds, unpaid utility bills are often one of the first signs that things are getting out of control. Falling behind on gas, electric, or water bills can lead to service shutoffs and added stress. For residents of Baltimore and Dundalk,...

What Happens if I Lose My Job During Chapter 13 Bankruptcy

by admin | May 10, 2025 | Bankruptcy, Chapter 13, Chapter 7, Uncategorized

Filing for Chapter 13 bankruptcy can help you regain control over your financial future, especially when you have a steady income to make regular payments toward your debts. But what happens if that income suddenly disappears? If you lose your job during Chapter 13...